Turn Your Accounts Payable into a Rewards Machine
What if every bill your business paid actually gave something back? With Payables Guide and Melio, you can stop treating your expenses as lost capital and start using them to earn travel miles, cashback, and vital cash flow flexibility.
The Power of the "Float"
When you pay a vendor via credit card through Melio, the vendor gets paid immediately, but you don't have to pay your credit card bill for up to 45 days. This "float" allows you to:
- Bridge the Gap: Pay for inventory now and sell it before the bill is due.
- Manage Seasonality: Handle big expenses during slow months without draining your bank account.
- Reinvest Quicker: Keep cash in your business longer to fund marketing or equipment.
Unlock Hidden Rewards
Most major business expenses—like rent, taxes, and large suppliers—don't typically accept credit cards. Melio solves this by allowing you to pay with your card while they receive a check or ACH.
Meet Spend Minimums
Easily hit the high spending requirements for new business card sign-up bonuses by paying your regular overhead through Melio.
Rack Up Miles
Turn your monthly $10k in supplier bills into 120,000+ travel points per year, potentially funding your next business trip entirely for free.