Bank-Level Security for Your Business

At Payables Guide, we only recommend platforms that meet the highest standards of financial security. Melio uses state-of-the-art encryption and rigorous compliance protocols to ensure your data and funds are always protected.

Data Encryption

All information is encrypted using AES-256 bit encryption, the same standard used by major global banks.

PCI Compliance

Melio is a PCI-DSS Level 1 certified service provider, ensuring your cardholder data is handled with maximum care.

Regulated & Monitored

Melio works with reputable financial institutions and is regulated under federal and state law. Your funds are held in specialized custodial accounts at FDIC-insured banks until they reach your vendor.

  • ✓ SOC2 Type II Certified: Third-party audits verify Melio's internal security controls.
  • ✓ Fraud Monitoring: 24/7 automated monitoring detects and blocks suspicious transaction patterns.
  • ✓ Secure Sync: Two-way accounting sync is done through encrypted APIs (QuickBooks, Xero).

Experience Secure Business Payments Today

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